Archive - The JDB Report

Policy in money: China’s CBDC

This year the e-RMB has been granted new powers: to pay a yield, and to incentivize behavior. This sets a reference point, if not a template, for the…

Jan 15 • Jame DiBiasio

Agentic + P2P Banking: True DeFi

Timo Hotti has done it all in banking: fintech, blockchain, AI. He wants to see true decentralization.

Jan 13 • Jame DiBiasio

36:28

Global revolution: Sven Beckert's "Capitalism"

Thinking about digital finance’s frontier as part of the biggest story of human existence.

Jan 8 • Jame DiBiasio

Agentic Open Banking

Jessica Liu, co-founder of Planto, discusses what agentic AI means for open finance and existing data-sharing APIs.

Jan 6 • Jame DiBiasio

30:50

December 2025

2025: TradFi strikes back

The ideas embedded in stablecoins are now gospel, but business models are still up for grabs.

Dec 28, 2025 • Jame DiBiasio

Night of the AI Comet

The stakes for open finance are sky-high as Amazon sues to halt Comet, the agentic AI of Perplexity, from filling orders on its site.

Dec 18, 2025 • Jame DiBiasio

Twilight or Dawn? Viktor Shvets’ case for CBDCs

A blueprint for the West seems better suited to China.

Dec 16, 2025 • Jame DiBiasio

Cross-border Digital Identity: Making it Work

Urszula McCormack, partner at King & Wood Mallesons specializing in cross-border finance and tech, outlines future paths for digital identity.

Dec 11, 2025 • Jame DiBiasio

25:45

Trading Fire: Coinbase vs Citadel

Crypto and TradFi fight over the US SEC's adopting a laissez-faire approach to DeFi, with global implications.

Dec 9, 2025 • Jame DiBiasio

Pressure ratchet: Edward Fishman’s “Chokepoints”

When a company or a government has leverage over you, they'll use it.

Dec 4, 2025 • Jame DiBiasio

Digital IDs in Trade Finance

Joshua Kroeker, CEO of trade-finance fintech Mitigram, explains the incentives that aren't quite aligned to embed digital identity into ecosystems.

Dec 2, 2025 • Jame DiBiasio

16:47

November 2025

Stablecoins and the Future of Corporate Identity

Corporate digital identity protocols bring risks and costs, but should become part of stablecoin infrastructure.

Nov 27, 2025 • Jame DiBiasio

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